Prepare now. Relax later.

Our process

Introduction:

Our first step is to complete an introduction meeting either in person, over the phone or via Zoom.

We will take the time to:

• understand your current situation
• understand your current and future goals
   

Getting to know you:

We will collect the following data (as applicable):

• Investment statements
• Mortgage/Loan statements
• Insurance statements
• Pension statements
• Income tax returns & notice of assessments
• Group benefit booklets 

Analyze Data & Prepare the Plan:

We will then analyze the data we have collected and relate our analysis back to the goals we discussed at our introduction meeting - by completing a financial plan.

We can then determine if you are on track to meet your goals. If you are not on track, we can provide recommendations to put you back on track.
 

Present the Plan:

Once we have analyzed your data and have outlined our recommendations, we will schedule another meeting to present our findings through the financial plan we completed. 

At this time, we can make any adjustments to your plan and answer questions that you may have.
 

Implement the Plan:

Decision time!

If you see value in the plan we have developed and agree with our recommendations - it is now time to implement the plan!
 

Review the Plan:

Once we have implemented the plan, it is imperative that we review and update the plan regularly. 

We generally like to meet at least once a year - if not more frequently, based on your needs.

Our multi-generational approach:

Your parents worked hard to set you up for success, as their parents did for them and you do for your children. Multi-generational financial planning is imperative for families to consider, as we enter the biggest multi-generational wealth transfer in history. 

We have found great success in helping bridge the gap between providing advice not only to our clients, but to their parents and/or children. This is especially true in regard to estate planning. We have discovered that bringing adult children into the estate planning discussion early-on allows for a smoother distribution of the estate, when that time comes. In addition, with our younger clients we pride ourselves in the ability to educate them, so that they are able to make informed decisions regarding their financial well-being.

One of the common things our clients say to us is, "I wish I had started planning for my future sooner." What better gift to give a loved one than the ability to start planning for their future now?

We would be happy to meet with your family members to discuss our planning approach.
 

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